Farm & Ranch Loans

At Plains Land Bank, we care about your success. We specialize in financing farm and ranch properties for full-time and part-time ag producers.

How do I get a farm and ranch loan?

If this is your first time taking out a farm loan, chances are you need capital to finance a new agricultural business or to expand an existing one.

Getting an agricultural loan can be overwhelming. The Plains Land Bank loan offices are more than happy to walk you through the entire process and make the experience more manageable.  Our financial experts will assess things such as your creditworthiness, your plan to pay back the loan, as well as your business management skills. Together, we will find a solution that works for your operation.

How to apply for a farm and ranch loan?

Farm and ranch financing can be personalized to your individual needs.

Since we don’t have acreage restrictions, you can finance both small and large properties. What’s more, depending on your cash flow, you can make payments annually, semiannually, quarterly, or monthly and choose between a competitively priced fixed or variable rate. The fixed rate can be set for as long as 20 years. 

We offer a variety of loans including: 

  • Land purchases and refinancing
  • Facilities construction and improvements
  • Irrigation improvements

Ready to explore? Make the first step towards your dream? You can choose between two easy options to begin your application process. Visit one of our branches and speak with a loan officer or download a loan application and send it via fax or email.

Curious to see how much your monthly payment will be? Head over to our loan calculator page.

Contact our offices

Have a loan officer contact me